What is it?
Money paid to your business if a key individual important to your business dies, becomes disabled or critically ill.
What are the benefits?
Think about this
Your gun salesperson had a tragic car accident over the weekend. He was solely responsible for over 50% of sales for your business. Would you expect a loss of revenue?
Your business is worth $500,000. Your equal business partner has just died from a heart attack. His family want his $250,000 share paid to them asap. Where will the money come from?